FercMI offers the widest and most comprehensive array of products to our customers.

Loans are often tailored to unique situations, assist those starting out or recovering from a setback, or address urgent needs. Underwriting focus is on demonstrating adequate cash flow to afford payments, supporting property value and assessing loan practicality and likelihood of achieving objective. Loan terms range from 30 days to 30 years with most 12-36 months. Payments can be monthly, quarterly, annually or interest can be rolled into the payoff.

New Construction Financing

Home Renovation Loans

Mortgages (1st & 2nd)


Land Contracts

Credit Enhancement

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